Izindaba

Muva nje, idatha yezomnotho e-United States, okuhlanganisa ukuqashwa kanye nokwehla kwamandla emali, yehlile. Uma ukwehla kwamandla emali kushesha, kungase kusheshise inqubo yokunciphisa izinga lenzalo. Kusekhona igebe phakathi kokulindelekile emakethe kanye nokuqala kokunciphisa izinga lenzalo, kodwa ukwenzeka kwezehlakalo ezihlobene kungakhuthaza ukulungiswa kwenqubomgomo yi-Federal Reserve.
Ukuhlaziywa kwentengo yegolide nethusi
Ezingeni elikhulu, uSihlalo weFederal Reserve uPowell uthe amazinga enzalo enqubomgomo yeFed "angene ebangeni elinqunyelwe," futhi amanani egolide aphesheya aphinde asondela ezingeni eliphezulu lomlando. Abahwebi babekholelwa ukuthi inkulumo kaPowell yayimnene, futhi ukubheja kokunciphisa izinga lenzalo ngo-2024 akuzange kuncishiswe. Inzuzo yamabhondi ebhondi kahulumeni wase-US kanye nedola lase-US yehle kakhulu, okwenza amanani egolide nesiliva aphesheya akhuphuke. Idatha ephansi yokwehla kwamandla emali izinyanga eziningana iholele abatshalizimali ekucabangeni ukuthi iFederal Reserve izonciphisa amazinga enzalo ngoMeyi 2024 noma ngisho nangaphambi kwalokho.
Ekuqaleni kukaDisemba 2023, iShenyin Wanguo Futures yamemezela ukuthi izinkulumo zezikhulu zeFederal Reserve zehlulekile ukunciphisa ukulindela kwemakethe kokunciphisa, futhi imakethe yaqala ukubheja ekwehlisweni kwentengo ekuqaleni kukaMashi 2024, okwenza amanani egolide aphesheya afinyelele phezulu. Kodwa uma sicabanga ngokuba nethemba ngokweqile ngamanani aphansi, kwaba nokulungiswa nokwehla okulandelayo. Ngokuphikisana nesizinda sedatha yezomnotho ebuthakathaka e-United States kanye namanani ebhondi edola laseMelika abuthakathaka, imakethe iphakamise ukulindela kokuthi iFederal Reserve isiqedile ukwenyuka kwentengo yenzalo futhi ingase yehlise amazinga enzalo ngaphambi kwesikhathi esibekiwe, okwenza amanani egolide nesiliva aphesheya aqhubeke nokuqina. Njengoba umjikelezo wokwenyuka kwentengo yenzalo uphela, idatha yezomnotho yase-US iyancipha kancane kancane, izingxabano zomhlaba jikelele zezwe zenzeka njalo, futhi isikhungo sokuguquguquka kwamanani ensimbi eyigugu siyakhuphuka.
Kulindeleke ukuthi intengo yegolide yomhlaba wonke izophula amarekhodi omlando ngo-2024, okubangelwa ukwehla kwenkomba yedola laseMelika kanye nokulindelwe kokwehliswa kwezinga lenzalo yiFederal Reserve, kanye nezici zezwe. Kulindeleke ukuthi intengo yegolide yomhlaba wonke izohlala ingaphezu kuka-$2000 nge-ounce, ngokusho kosomaqhinga bezimpahla e-ING.
Naphezu kokwehla kwemali yokucubungula ukugxila, ukukhiqizwa kwethusi lasekhaya kuyaqhubeka nokukhula ngokushesha. Isidingo esiphelele eShayina sizinzile futhi siyathuthuka, ngokufakwa kwe-photovoltaic okuqhuba ukukhula okuphezulu kokutshalwa kwezimali kukagesi, ukuthengiswa okuhle kwe-air conditioning kanye nokukhula kokukhiqiza. Ukwanda kwezinga lokungena kwamandla amasha kulindeleke ukuthi kuqinise isidingo sethusi embonini yemishini yokuthutha. Imakethe ilindele ukuthi isikhathi sokunciphisa inzalo yeFederal Reserve ngo-2024 singase sibambezeleke futhi izinto ezikhona zingase zikhuphuke ngokushesha, okungase kuholele ebuthakathakeni besikhashana emananini ethusi kanye nokushintshashintsha kobubanzi. IGoldman Sachs isho embonweni wayo wensimbi ka-2024 ukuthi amanani ethusi omhlaba wonke kulindeleke ukuthi adlule u-$10000 ngethani.

Izizathu Zamanani Aphezulu Omlando
Kusukela ekuqaleni kukaDisemba 2023, amanani egolide aphesheya kwezilwandle akhuphuke ngo-12%, kanti amanani asekhaya akhuphuke ngo-16%, edlula imbuyiselo cishe yazo zonke izinhlobo ezinkulu zezimpahla zasekhaya. Ngaphezu kwalokho, ngenxa yokuthengiswa ngempumelelo kwamasu amasha egolide, imikhiqizo emisha yegolide iyathandwa kakhulu ngabathengi basekhaya, ikakhulukazi isizukulwane esisha sabesifazane abasebasha abathanda ubuhle. Ngakho-ke siyini isizathu sokuthi igolide lasendulo liphinde lihlanzwe futhi ligcwele amandla?
Esinye ukuthi igolide liyingcebo yaphakade. Izimali zamazwe ahlukahlukene emhlabeni jikelele kanye nengcebo yemali emlandweni azinakubalwa, futhi ukukhuphuka nokwehla kwazo nakho kuyadlula. Emlandweni omude wokuvela kwemali, amagobolondo, usilika, igolide, isiliva, ithusi, insimbi, nezinye izinto zonke ziye zasebenza njengezinto zemali. Amagagasi ageza isihlabathi, kodwa abone igolide langempela. Igolide kuphela eliye lamelana nobhapathizo lwesikhathi, amakhosi, uhlanga, kanye namasiko, laba "ingcebo yemali" eyaziwayo emhlabeni wonke. Igolide lase-pre Qin China kanye neGrisi lasendulo kanye neRoma liseyigolide kuze kube namuhla.
Okwesibili ukwandisa imakethe yokusetshenziswa kwegolide ngobuchwepheshe obusha. Esikhathini esidlule, inqubo yokukhiqiza imikhiqizo yegolide yayilula, futhi ukwamukelwa kwabesifazane abasebasha kwakuphansi. Eminyakeni yamuva nje, ngenxa yentuthuko yobuchwepheshe bokucubungula, igolide le-3D nele-5D, igolide le-5G, igolide lasendulo, igolide eliqinile, igolide le-enamel, igolide elingaphakathi, igolide eligoqiwe kanye neminye imikhiqizo emisha iyakhazimula, kokubili iyimfashini futhi inzima, ihola imfashini kazwelonke i-China-Chic, futhi ithandwa kakhulu ngumphakathi.
Okwesithathu ukulima amadayimane ukusiza ekusetshenzisweni kwegolide. Eminyakeni yamuva nje, amadayimane akhuliswe ngokwenziwa azuze entuthukweni yezobuchwepheshe futhi asheshe athuthela ekuhwebeni, okuholele ekwehleni okusheshayo kwamanani okuthengisa kanye nomthelela omkhulu ohlelweni lwamanani amadayimane emvelo. Nakuba ukuncintisana phakathi kwamadayimane okwenziwa namadayimane emvelo kusenzima ukukuhlukanisa, kuholela ekutheni abathengi abaningi bangathengi amadayimane okwenziwa noma amadayimane emvelo, kodwa kunalokho bathenge imikhiqizo emisha yegolide yobuciko.
Okwesine ukunikezwa kwemali ngokweqile emhlabeni wonke, ukwanda kwezikweletu, okugqamisa ukulondolozwa kwenani kanye nezimpawu zokwenyuka kwentengo yegolide. Umphumela wokunikezwa kwemali ngokweqile okukhulu ukwehla okukhulu kwamandla okuthenga emali kanye nokwehla okukhulu kwamandla okuthenga emali. Ucwaningo olwenziwe yisazi sakwamanye amazwe uFrancisco Garcia Parames lubonisa ukuthi eminyakeni engama-90 edlule, amandla okuthenga edola laseMelika abelokhu ehla njalo, kusele amasenti ama-4 kuphela kusukela kudola laseMelika eli-1 ngo-1913 kuya ku-2003, ukwehla okumaphakathi konyaka okungu-3.64%. Ngokuphambene nalokho, amandla okuthenga egolide azinzile futhi abonise ukuthambekela okukhuphukayo eminyakeni yamuva nje. Eminyakeni engama-30 edlule, ukwanda kwamanani egolide abizwa ngamadola aseMelika kuye kwahambisana ngokuyisisekelo nesivinini sokunikezwa kwemali ngokweqile kwezomnotho othuthukile, okusho ukuthi igolide lidlule ukunikezwa kwemali ngokweqile kwezimali zaseMelika.
Okwesihlanu, amabhange amakhulu omhlaba andisa ukubamba kwawo izinqolobane zegolide. Ukwanda noma ukwehla kwezinqolobane zegolide ngamabhange amakhulu omhlaba kunomthelela omkhulu ebudlelwaneni bokunikezwa kanye nokufunwa emakethe yegolide. Ngemuva kwenkinga yezezimali yamazwe ngamazwe ka-2008, amabhange amakhulu emhlabeni wonke abelokhu ekhulisa ukubamba kwawo igolide. Kusukela ngekota yesithathu ka-2023, amabhange amakhulu omhlaba wonke afinyelele izinga eliphezulu lomlando lokubamba kwawo izinqolobane zegolide. Noma kunjalo, isilinganiso segolide ezinqolobaneni zokushintshaniswa kwemali yangaphandle zaseShayina sisaphansi kakhulu. Amanye amabhange amakhulu anokwenyuka okukhulu kokubamba afaka iSingapore, iPoland, iNdiya, iMpumalanga Ephakathi, nezinye izifunda.