Izindaba

Muva nje, idatha yezomnotho e-United States, okuhlanganisa ukuqashwa kanye nokwehla kwamandla emali, yehlile. Uma ukwehla kwamandla emali kwehla ngokushesha, kungase kusheshise inqubo yokwehliswa kwezinga lenzalo. Kusenegebe phakathi kokulindelwe yimakethe kanye nokuqala kokuncishiswa kwezinga lenzalo, kodwa ukwenzeka kwezehlakalo ezihlobene kungase kukhuthaze ukulungiswa kwenqubomgomo yi-Federal Reserve.
Ukuhlaziywa kwentengo yegolide nethusi
Ezingeni elikhulu, uSihlalo we-Federal Reserve u-Powell uthe amazinga enzalo enqubomgomo ye-Fed "angene ebangeni elikhawulelwe," futhi izintengo zegolide zomhlaba wonke seziphinde zasondela ekuphakameni komlando. Abahwebi babekholelwa ukuthi inkulumo kaPowell yayithambile, futhi ukubheja okuncishisiwe kwenani lenzalo ngo-2024 akuzange kucishwe. Isivuno samabhondi e-US Treasury bond kanye nedola laseMelika kwehle kakhulu, okuqhubekisela phambili amanani entengo yegolide nesiliva emhlabeni jikelele. Idatha ephansi ye-inflation yezinyanga ezimbalwa iholele abatshalizimali ukuthi bacabange ukuthi i-Federal Reserve izokwehlisa amanani enzalo ngoMeyi 2024 noma ngisho nangaphambi kwalokho.
Ekuqaleni kukaZibandlela wezi-2023, uShenyin Wanguo Futures wamemezela ukuthi izinkulumo zezikhulu zeFederal Reserve zehlulekile ukunqanda okulindelwe yimakethe ukuze kube lula, futhi imakethe yaqale yabheja ngokuncishiswa kwenani ekuqaleni kukaMashi 2024, okwenza amanani egolide emhlabeni wonke afinyelele phezulu okusha. Kodwa uma kucatshangelwa ukuba nethemba ngokweqile ngamanani axegayo, kube khona ukulungiswa nokwehla okwalandela. Ngokumelene nokwasemuva kwedatha yezomnotho ebuthaka e-United States kanye namazinga ebhondi edola laseMelika elibuthakathaka, imakethe iphakamise okulindelekile ukuthi i-Federal Reserve iqedele ukukhuphuka kwezinga lenzalo futhi ingase yehlise izilinganiso zenzalo ngaphambi kwesikhathi esimisiwe, okuqhubekisela phambili amanani egolide nesiliva emhlabeni jikelele. qinisa. Njengoba umjikelezo wokwenyuka kwezinga lenzalo uphela, idatha yezomnotho yase-US iya iba buthaka kancane kancane, izingxabano zomhlaba jikelele zenzeka njalo, futhi isikhungo sokuntengantenga kwezintengo zensimbi eyigugu siyenyuka.
Kulindeleke ukuthi inani legolide lamazwe ngamazwe liphule amarekhodi omlando ngo-2024, liqhutshwa ukuntengantenga kwenkomba yedola laseMelika kanye nokulindelwe kokwehliswa kwezinga lenzalo yi-Federal Reserve, kanye nezici zezwe. Kulindeleke ukuthi intengo yegolide yamazwe ngamazwe ihlale ingaphezulu kuka-$2000 iwunsi ngayinye, ngokusho kosomaqhinga bempahla e-ING.
Naphezu kokuncipha kwezindleko zokucubungula okugxilile, ukukhiqizwa kwethusi kwasekhaya kuyaqhubeka nokukhula ngokushesha. Isidingo esiphelele esisezansi nomfula e-China sizinzile futhi siyathuthuka, ukufakwa kwe-photovoltaic kuqhuba ukukhula okuphezulu kokutshalwa kwezimali kukagesi, ukuthengiswa okuhle kwesimo somoya kanye nokukhula kokukhiqizwa kokukhiqiza. Ukwenyuka kwezinga lokungena kwamandla amasha kulindeleke ukuthi kuhlanganiswe isidingo sethusi embonini yezimpahla zokuthutha. Imakethe ilindele ukuthi isikhathi sokuncishiswa kwezinga lenzalo ye-Federal Reserve ngo-2024 singase sibambezeleke futhi uhlu lwempahla lungase lukhuphuke ngokushesha, okungase kuholele ebuthakathakeni besikhathi esifushane kumanani ekhopha kanye nokuguquguquka okuphelele kwebanga. UGoldman Sachs uthe kumbono wakhe wensimbi ka-2024 ukuthi amanani ethusi aphesheya kulindeleke ukuthi adlule ku-$10000 ngethani.

Izizathu Zamanani Aphakeme Omlando
Kusukela ekuqaleni kukaZibandlela wezi-2023, amanani entengo egolide anyuke ngo-12%, kuyilapho amanani asekhaya enyuke ngo-16%, edlula imbuyiselo cishe yazo zonke izigaba ezinkulu zempahla yasekhaya. Ngaphezu kwalokho, ngenxa yokuhweba okuphumelelayo kwamasu amasha egolide, imikhiqizo emisha yegolide iya ngokuya ithandwa ngabathengi basekhaya, ikakhulukazi isizukulwane esisha sobuhle abathanda abesifazane abasha. Ngakho siyini isizathu esenza igolide lasendulo liphinde ligezwe futhi ligcwale ubungqabavu?
Enye ukuthi igolide liyingcebo yaphakade. Izinhlobo zemali zamazwe ahlukahlukene emhlabeni wonke kanye nengcebo yemali emlandweni ayinakubalwa, futhi ukunyuka nokuwa kwazo nakho kuyadlula. Emlandweni omude wokuguquguquka kwemali, amagobolondo, usilika, igolide, isiliva, ithusi, insimbi, nezinye izinto zonke ziye zasebenza njengezinto zemali. Amagagasi akhukhula isihlabathi, ukuze abone igolide langempela. Igolide kuphela elimelane nokubhabhadiswa kwesikhathi, izizukulwane, ubuzwe, namasiko, libe “ingcebo yemali” eyaziwa emhlabeni wonke. Igolide le-pre Qin China neGrisi yasendulo neRoma liseyigolide kuze kube namuhla.
Okwesibili ukukhulisa imakethe yokusetshenziswa kwegolide ngobuchwepheshe obusha. Esikhathini esidlule, inqubo yokukhiqiza imikhiqizo yegolide yayilula, futhi ukwamukelwa kwabesifazane abasha kwakuphansi. Eminyakeni yamuva nje, ngenxa yenqubekelaphambili yobuchwepheshe bokucubungula, igolide le-3D ne-5D, igolide le-5G, igolide lasendulo, igolide eliqinile, i-enamel yegolide, inlay yegolide, igolide elicindezelwe neminye imikhiqizo emisha iyakhazimula, imfashini nesindayo, ihola imfashini kazwelonke. I-China-Chic, futhi ithandwa kakhulu umphakathi.
Okwesithathu ngeyokulima amadayimane ukuze asize ekusetshenzisweni kwegolide. Eminyakeni yamuva nje, amadayimane alinywe ngokuzenzisa ahlomule ekuqhubekeleni phambili kwezobuchwepheshe futhi aqhubekele phambili ngokushesha ekuhwebeni, okubangele ukwehla ngokushesha kwamanani okuthengisa kanye nomthelela omkhulu ohlelweni lwamanani amadayimane emvelo. Nakuba ukuncintisana phakathi kwamadayimane okwenziwa namadayimane emvelo kusenzima ukuhlukanisa, kuholela ngokufanelekile kubathengi abaningi abangawathengi amadayimane okwenziwa noma amadayimane emvelo, kodwa kunalokho bathenge imikhiqizo yegolide yobuciko emisha.
Okwesine ukweqisa kwemali etholakala emhlabeni wonke, ukwanda kwezikweletu, okugqamisa ukulondolozwa kwenani kanye nezici zokwazisa zegolide. Umphumela wokugcwala ngokweqile kohlobo lwemali ukukhuphuka okukhulu kwamandla emali kanye nokwehla okukhulu kwamandla okuthenga emali. Ucwaningo olwenziwa isazi sakwamanye amazwe uFrancisco Garcia Parames lubonisa ukuthi eminyakeni engu-90 edlule, amandla okuthenga edola laseMelika abelokhu ehla ngokuqhubekayo, namasenti angu-4 kuphela asele ukusuka ku-1 dollar yase-US ngo-1913 kuya ku-2003, ukwehla okuphakathi konyaka kwe-3.64%. Ngokuphambene, amandla okuthenga igolide azinzile futhi abonise ukuthambekela okukhuphukayo eminyakeni yamuva. Eminyakeni engu-30 edlule, ukwenyuka kwamanani egolide enziwe ngamadola aseMelika kuye kwavunyelaniswa nesivinini sokugcwala ngokweqile kwezimali kwezomnotho ezithuthukile, okusho ukuthi igolide lidlule ukutholakala ngokweqile kwezimali zase-US.
Okwesihlanu, amabhange amaphakathi omhlaba andisa indawo yawo yokugcina igolide. Ukwenyuka noma ukwehla kwezigodlo zegolide ngamabhange amakhulu omhlaba kunomthelela omkhulu ebudlelwaneni bokunikezwayo nesidingo emakethe yegolide. Ngemuva kwenhlekelele yezimali yamazwe ngamazwe ka-2008, amabhange amakhulu emhlabeni jikelele abelokhu ekhulisa igolide lawo. Kusukela ngekota yesithathu ka-2023, amabhange amakhulu omhlaba afinyelele ezingeni eliphezulu elingokomlando ekugcinweni kwawo kwegolide. Noma kunjalo, ingxenye yegolide ezinqolobaneni zokushintshaniswa kwemali yangaphandle yaseShayina lisephansi uma kuqhathaniswa. Amanye amabhange amaphakathi anokwenyuka okukhulu kwempahla egciniwe afaka iSingapore, iPoland, iNdiya, iMiddle East, nezinye izifunda.