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Indlela yokutshala imali egolideni: izindlela ezi-5 zokulithenga nokulithengisa noma ukulenza ngokwakho

 

Lapho izikhathi zomnotho ziba nzima noma izingxabano zamazwe ngamazwe njengempi yaseRussia ne-Ukraine zibangela ukuguquka kwezimakethe, abatshalizimali bavame ukuphendukela egolideni njengempahla ephephile. Njengoba ukwehla kwamandla emali kukhula kanye nokuhweba kwemakethe yamasheya kungaphansi kakhulu kwezinga layo eliphezulu, abanye abatshalizimali bafuna impahla ephephile enomlando oqinisekisiwe wenzuzo, futhi lokho kuyigolide.

 

Abatshalizimali abavela emhlabeni wonke bathola imali eningi ngokutshala imali egolideni, njengezivumelwano zegolide ze-bullion, izivumelwano zemali zegolide, izivumelwano zokukhiqiza igolide, njll.

 

Izindlela ezi-4 zokuthenga nokuthengisa igolide

Nazi izindlela ezi-5 ezahlukene zokuba negolide kanye nokubuka ezinye zezingozi ngaphambi kokutshala imali egolideni.

 

1. Igolide eliyigugu

Enye yezindlela ezanelisa kakhulu ngokomzwelo zokuba negolide ukulithenga ngamabha noma ngezinhlamvu zemali. Uzothola ukwaneliseka kokulibuka nokulithinta, kodwa ubunikazi bunezinkinga ezinkulu, uma unenani elingaphezu kwencane nje. Enye yezingqinamba ezinkulu isidingo sokuvikela nokuqinisekisa igolide elingokoqobo.

 

Ukuze benze inzuzo, abathengi begolide elingokoqobo bathembele ngokuphelele ekukhuphukeni kwentengo yempahla. Lokhu kuhlukile kubanikazi bebhizinisi (njengenkampani yezimayini zegolide), lapho inkampani ingakhiqiza khona igolide elengeziwe futhi ngaleyo ndlela ibe nenzuzo eyengeziwe, okwenza ukutshalwa kwezimali kulelo bhizinisi kukhuphuke.

 

Ungathenga igolide eliyi-bullion ngezindlela eziningi: ngomthengisi oku-inthanethi, noma ngisho nomthengisi wendawo noma umqoqi. Isitolo se-pawn singathengisa negolide. Qaphela intengo yegolide - intengo nge-ounce njengamanje emakethe - njengoba uthenga, ukuze wenze isivumelwano esifanele. Ungase ufune ukuthengiselana ngamabha esikhundleni sezinhlamvu zemali, ngoba cishe uzokhokha intengo yenani lomqoqi wezinhlamvu zemali kunokuqukethwe kwegolide kuphela. (Lezi kungenzeka ukuthi azikwenziwanga ngegolide zonke, kodwa nazi izinhlamvu zemali eziyi-9 ezibaluleke kakhulu emhlabeni.)

 

Izingozi: Ingozi enkulu ukuthi othile angathatha igolide kuwe ngokoqobo, uma ungagcini impahla yakho ivikelekile. Ingozi yesibili enkulu iyenzeka uma udinga ukuthengisa igolide lakho. Kungaba nzima ukuthola inani eliphelele lemakethe lempahla yakho, ikakhulukazi uma kuyizinhlamvu zemali futhi uyidinga ngokushesha imali. Ngakho-ke kungase kudingeke wamukele ukuthengisa impahla yakho ngemali encane kakhulu kunalokho abengayidinga emakethe kazwelonke.

 

2. Ikusasa legolide

Ikusasa legolide liyindlela enhle yokuqagela ngentengo yegolide ekhuphukayo (noma ehlayo), futhi ungamukela ngisho nokulethwa kwegolide ngokoqobo, uma uthanda, yize ukulethwa ngokoqobo kungekona okushukumisa abaqageli.

 

Inzuzo enkulu yokusebenzisa ama-futures ukutshala imali egolideni yinani elikhulu le-leverage ongalisebenzisa. Ngamanye amazwi, ungaba nama-futures egolide amaningi ngemali encane kakhulu. Uma ama-futures egolide ehamba ngendlela ocabanga ngayo, ungenza imali eningi ngokushesha okukhulu.

 

Izingozi: Nokho, amandla abatshalizimali ezinkontilekeni zesikhathi esizayo ancipha kuzo zombili izindlela. Uma igolide likuthinta, uzophoqeleka ukufaka imali eningi ukuze ugcine inkontileka (ebizwa ngokuthi i-margin) noma umthengisi uzovala isikhundla bese uthola ukulahlekelwa. Ngakho-ke yize imakethe yesikhathi esizayo ikuvumela ukuthi wenze imali eningi, ungayilahlekelwa ngokushesha.

 

3. Izitokwe zezimayini

Enye indlela yokusebenzisa intengo yegolide ekhuphukayo ukuba nebhizinisi lezimayini elikhiqiza lezo zinto.

 

Lokhu kungaba yindlela engcono kakhulu yabatshalizimali, ngoba bangathola inzuzo ngezindlela ezimbili ngegolide. Okokuqala, uma intengo yegolide ikhuphuka, inzuzo yomvukuzi nayo iyakhuphuka. Okwesibili, umvukuzi unekhono lokukhulisa umkhiqizo ngokuhamba kwesikhathi, okubangela umphumela ophindwe kabili.

 

Izingozi: Noma nini lapho utshala imali kumasheya ngamanye, udinga ukuqonda ibhizinisi ngokucophelela. Kunenqwaba yabavukuzi abayingozi kakhulu laphaya, ngakho-ke kuzodingeka uqaphele ngokukhetha umdlali oqinisekisiwe embonini. Cishe kungcono ukugwema abavukuzi abancane nalabo abangenayo imayini yokukhiqiza okwamanje. Okokugcina, njengazo zonke izitoko, amasheya okumba angaba nokuguquguquka.

 

4. Ama-ETF anamasheya okumba izimayini

Awufuni ukumba okuningi ezinkampanini zegolide ngazinye? Khona-ke ukuthenga i-ETF kungaba nomqondo omkhulu. Ama-ETF emigodi yegolide azokunikeza ithuba lokubona abavukuzi begolide abakhulu emakethe. Njengoba lezi zimali zihlukahlukene kulo lonke umkhakha, ngeke ulimale kakhulu ngokusebenza kabi kwanoma yimuphi umvukuzi oyedwa.

 

Izimali ezinkulu kulo mkhakha zifaka phakathi i-VanEck Vectors Gold Miners ETF (GDX), i-VanEck Vectors Junior Gold Miners ETF (GDXJ) kanye ne-iShares MSCI Global Gold Miners ETF (RING). Izilinganiso zezindleko kulezo zimali zingamaphesenti angu-0.51, amaphesenti angu-0.52 kanye namaphesenti angu-0.39, ngokulandelana, kusukela ngoMashi 2022. Lezi zimali zinikeza izinzuzo zokuba nabavukuzi ngabanye ngokuphepha kokwahlukahluka.

 

Izingozi: Nakuba i-ETF ehlukahlukene ikuvikela kunoma iyiphi inkampani eyodwa engenzi kahle, ngeke ikuvikele entweni ethinta yonke imboni, njengentengo yegolide ephansi eqhubekayo. Futhi qaphela lapho ukhetha isikhwama sakho: akuzona zonke izimali ezidalwe zilingana. Ezinye izimali zinezisebenzi zasemayini ezisunguliwe, kanti ezinye zinezisebenzi zasemayini ezincane, okuyingozi kakhulu.

 

Indlela eyodwa yokwenza igolide ngokwakho usebenzisa imishini yethu yokukhiqiza izinsimbi eziyigugu (yaseHasung). Ngokwenza igolide eliyigugu, uzodinga le mishini nezinqubo:

1. Umshini wokugaya igolideyokwenza okusanhlamvu

2. Umshini wokukhipha igolide we-vacuum bullionyokwenza imigoqo yegolide ekhazimulayo

3. Umshini wokucindezela we-hydraulic wokunyathela ilogo

4. Umshini wokuqopha we-pneumatickokumaka izinombolo zochungechunge

Chofoza isixhumanisi esingezansi ukuthola ulwazi:

https://www.hasungcasting.com/solutions/how-to-make-gold-bar-by-hasung-vacuum-gold-bar-casting-equipment/

 

Ngokwenza izinhlamvu zemali zegolide, uzodinga le mishini

1. Umshini wokuphonsa oqhubekayo

2. Umshini wokugaya amashidi

3. Umshini wokumboza ibha / Umshini Wokubhoboza Uhlamvu Lwemali

4. Umshini wokufaka isitembu selogo

Chofoza isixhumanisi esingezansi ukuthola ulwazi:

https://www.hasungcasting.com/solutions/how-to-make-gold-coins-by-hasung-coin-minting-equipment/

 

Le mishini ikhiqizwa yiHasung ekunika amandla okuthola igolide elihle kakhulu futhi uphile impilo ende usebenzisa imishini esezingeni eliphezulu evela kuHasung, umholi wobunjiniyela bezobuchwepheshe embonini yezinsimbi eziyigugu eShayina.

 

Kungani abatshalizimali bethanda igolide

 

Lezi zimfanelo zibaluleke kakhulu kubatshalizimali:

 

Imbuyiselo: Igolide lisebenze kahle kakhulu kunezinye izinhlobo zamasheya namabhondi, yize lingawanqobi ngaso sonke isikhathi.

Uketshezi: Uma uthenga izinhlobo ezithile zezimpahla ezisekelwe egolideni, ungaziguqula kalula zibe yimali.

Ubudlelwano obuphansi: Igolide livame ukusebenza ngendlela ehlukile kumasheya namabhondi, okusho ukuthi uma ekhuphuka, igolide lingase liwe noma okuphambene nalokho.

Ngaphezu kwalokho, igolide linikeza ezinye izinzuzo ezingaba khona:

 

Ukuhlukahluka: Ngenxa yokuthi igolide ngokuvamile alihlobene kakhulu nezinye izimpahla, lingasiza ekuhlukaniseni amaphothifoliyo, okusho ukuthi iphothifoliyo iyonke ayiguquguquki kakhulu.

Isitolo sezinto zokuzivikela: Abatshalizimali bavame ukuhoxa egolideni lapho bebona izinsongo emnothweni, okwenza kube utshalomali lokuzivikela.

Lezo ezinye zezinzuzo ezinkulu zegolide, kodwa ukutshalwa kwezimali – njengazo zonke izimali – akunazo izingozi kanye nokushiyeka.

 

Nakuba igolide lisebenza kahle ngezinye izikhathi, akucaci ngaso sonke isikhathi ukuthi kufanele ulithenge nini. Njengoba igolide ngokwalo lingakhiqizi imali engenayo, kunzima ukunquma ukuthi lishibhile nini. Akunjalo ngamasheya, lapho kunezimpawu ezicacile ezisekelwe enzuzweni yenkampani.

 

Ngaphezu kwalokho, ngenxa yokuthi igolide alikhiqizi imali engenayo, ukuze benze inzuzo ngegolide, abatshalizimali kumele bathembele komunye umuntu okhokhela insimbi kakhulu kunabo. Ngokuphambene nalokho, abanikazi bebhizinisi - njengomvukuzi wegolide - bangazuza hhayi kuphela ngokukhuphuka kwentengo yegolide kodwa futhi nasebhizinisini elikhulisa imali engenayo yalo. Ngakho-ke kunezindlela eziningi zokutshala imali nokuwina ngegolide.

 

Umugqa ongezansi

Ukutshala imali egolideni akulona elawo wonke umuntu, futhi abanye abatshalizimali banamathela ekubhejeni kwabo emabhizinisini asebenzisa imali eningi kunokuthembela komunye umuntu ukuthi akhokhe imali eningi ngensimbi ecwebezelayo. Leso esinye sezizathu ezenza abatshalizimali abadumile njengoWarren Buffett baxwayise ngokutshala imali egolideni futhi esikhundleni salokho bakhuthaze ukuthenga amabhizinisi asebenzisa imali eningi. Ngaphezu kwalokho, kulula ukuba namasheya noma izimali, futhi zilula kakhulu, ngakho-ke ungaguqula isikhundla sakho sibe yimali eningi ngokushesha, uma udinga.