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Ungatshala kanjani igolide: Izindlela ezi-5 zokuthenga nokulithengisa noma uzenzele ngokwakho

 

Lapho izikhathi zezomnotho ziba nzima noma izingxabano zamazwe ngamazwe ezifana nempi yaseRussia ne-Ukraine zenza izimakethe zibe ne-loop, abatshalizimali bavame ukuphendukela egolideni njengendawo ephephile. Ngokukhuphuka kwamandla emali kanye nokuhweba kwemakethe yamasheya ngaphansi kakhulu kwezinga eliphezulu, abanye abatshalizimali bafuna impahla ephephile enomlando oqinisekisiwe wezinzuzo, futhi lelo yigolide.

 

Abatshalizimali abavela kuwo wonke umhlaba bathola imali eningi ngokutshala imali egolideni, njengamadili egolide, amadili ezinhlamvu zemali zegolide, amadili okumbiwa kwegolide, njll.

 

Izindlela ezi-4 zokuthenga nokudayisa igolide

Nazi izindlela ezi-5 ezihlukene zokuba negolide nokubheka ezinye zezingozi ngaphambi kokutshala imali egolide.

 

1. Inkunzi yegolide

Enye yezindlela ezanelisa kakhulu ngokomzwelo yokuba negolide ukulithenga emigoqweni noma ngezinhlamvu zemali. Uzoba nokwaneliseka ngokuyibuka futhi uyithinte, kodwa ubunikazi bunezihibe ezinkulu, futhi, uma ungumnikazi ongaphezu nje kwengcosana. Enye yezingqinamba ezinkulu kakhulu isidingo sokuvikela nokuqinisekisa igolide eliphathekayo.

 

Ukuze benze inzuzo, abathengi begolide eliphathekayo bathembele ngokuphelele ekwenyukeni kwentengo yempahla. Lokhu kuphambene nabanikazi bebhizinisi (njengenkampani yezimayini zegolide), lapho inkampani ingakhiqiza igolide eliningi futhi ngaleyo ndlela ibe nenzuzo eyengeziwe, iqhubekisele phambili ukutshalwa kwezimali kulelo bhizinisi.

 

Ungathenga igolide legolide ngezindlela eziningi: ngokusebenzisa umdayisi we-inthanethi, noma umdayisi wendawo noma umqoqi. Isitolo se-pawn singathengisa negolide. Qaphela intengo yendawo yegolide - intengo ngewunsi ngayinye njengamanje emakethe - njengoba uthenga, ukuze wenze isivumelwano esifanelekile. Ungase ufune ukuhwebelana ngamabha esikhundleni sezinhlamvu zemali, ngoba cishe uzokhokha intengo yenani lomqoqi wohlamvu lwemali kunokuqukethwe kwegolide kuphela. (Lawa angeke enziwe ngegolide wonke, kodwa nazi izinhlamvu zemali eziyigugu ezingu-9 emhlabeni.)

 

Izingozi: Ingozi enkulu ukuthi othile angakwazi ukukuthathela igolide, uma ungagcini impahla yakho ivikelekile. Ingozi yesibili ngobukhulu ivela uma udinga ukuthengisa igolide lakho. Kungaba nzima ukuthola inani eligcwele lemakethe lempahla yakho, ikakhulukazi uma kuyizinhlamvu zemali futhi udinga imali ngokushesha. Ngakho-ke kungase kudingeke ukhokhele ukuthengisa izinto oziphethe ngemali ephansi kakhulu kunalokho ebezingase zikutshele emakethe kazwelonke.

 

2. Ikusasa legolide

Ikusasa legolide liyindlela enhle yokuqagela ngentengo yegolide ekhuphukayo (noma ukuwa), futhi ungathatha ukulethwa kwegolide ngokomzimba, uma ufuna, nakuba ukulethwa ngokomzimba kungekona okugqugquzela abaqageli.

 

Inzuzo enkulu yokusebenzisa ikusasa ukutshala imali egolide inani elikhulu lenzuzo ongayisebenzisa. Ngamanye amazwi, ungaba ngumnikazi wekusasa legolide ngesamba esincane semali. Uma ikusasa legolide lihamba ngendlela ocabanga ngayo, ungenza imali eningi ngokushesha okukhulu.

 

Izingozi: Inzuzo yabatshalizimali ezinkontilekeni zesikhathi esizayo inciphisa izindlela zombili, nokho. Uma igolide linyakaza ngokumelene nawe, uzophoqeleka ukuthi ubeke izizumbulu zemali ukuze ugcine inkontileka (ebizwa ngokuthi i-margin) noma umthengisi uzovala isikhundla futhi uzolahlekelwa. Ngakho-ke ngenkathi imakethe yekusasa ikuvumela ukuthi wenze imali eningi, ungalahlekelwa yiyo ngokushesha nje.

 

3. Amasheya ezimayini

Enye indlela yokusizakala ngokukhuphuka kwamanani egolide ukuba ngabanikazi bamabhizinisi ezimayini akhiqiza le nto.

 

Lokhu kungase kube enye indlela engcono kakhulu kubatshalizimali, ngoba bangakwazi ukuzuza ngezindlela ezimbili ngegolide. Okokuqala, uma intengo yegolide ikhuphuka, inzuzo yomvukuzi nayo iyakhuphuka. Okwesibili, umvukuzi unamandla okukhulisa ukukhiqiza ngokuhamba kwesikhathi, enikeza umphumela ophindwe kabili.

 

Izingozi: Noma nini lapho utshala imali esitokweni ngasinye, udinga ukuqonda ibhizinisi ngokucophelela. Kunedlanzana labavukuzi abayingozi kakhulu laphaya, ngakho-ke uzofuna ukuqaphela ngokukhetha umdlali ofakazelwe embonini. Cishe kungcono kakhulu ukugwema abavukuzi abancane nalabo abangakabi nayo imayini ekhiqizayo. Okokugcina, njengazo zonke izitoko, izitoko zezimayini zingashintshashintsha.

 

4. Ama-ETF angabanikazi bamasheya ezimayini

Awufuni ukumba okuningi ezinkampanini zegolide ngazinye? Khona-ke ukuthenga i-ETF kungenza umqondo omkhulu. Ama-ETF omayini wegolide azokunikeza ukuchayeka kubavukuzi abakhulu begolide emakethe. Njengoba lezi zimali zihlukene emkhakheni wonkana, ngeke ulimale kakhulu ngokungasebenzi kahle kwanoma yimuphi umvukuzi oyedwa.

 

Izimali ezinkulu kulo mkhakha zihlanganisa i-VanEck Vectors Gold Miners ETF (GDX), i-VanEck Vectors Junior Gold Miners ETF (GDXJ) kanye ne-iShares MSCI Global Gold Miners ETF (RING). Izilinganiso zezindleko kulezo zimali zingamaphesenti angu-0.51, angu-0.52 namaphesenti angu-0.39 ngokulandelana kwazo, kusukela ngoMashi 2022. Lezi zimali zinikeza izinzuzo zokuba ngabavukuzi ngabanye ngokuphepha kokuhlukahluka.

 

Izingozi: Nakuba i-ETF ehlukahlukene ikuvikela kunoma iyiphi inkampani eyodwa eyenza kabi, ngeke ikuvikele kokuthile okuthinta yonke imboni, njengezintengo eziphansi zegolide. Futhi qaphela lapho ukhetha isikhwama sakho: akuzona zonke izimali ezidalwa zilingana. Ezinye izimali zisungule abavukuzi, kanti ezinye zinabavukuzi abancane, okuyizinto eziyingozi kakhulu.

 

Indlela engu-1 yokwenza igolide ngokwakho usebenzisa (i-Hasung) imishini yethu yokukhiqiza izinsimbi eziyigugu. Ngokwenza igolide legolide, uzodinga lezi zisetshenziswa nezinqubo:

1. Igolide granulating umshiniukwenza okusanhlamvu

2. Vacuum gold bullion casting machineukwenza imigoqo yegolide ecwebezelayo

3. Cindezela i-Hydraulic ukuze uthole isitembu se-Logo

4. Umshini wokudweba we-pneumaticyokumaka izinombolo ze-serial

Chofoza isixhumanisi esingezansi ukuze uthole ulwazi:

https://www.hasungcasting.com/solutions/how-to-make-gold-bar-by-hasung-vacuum-gold-bar-casting-equipment/

 

Ngokwenza izinhlamvu zemali zegolide, uzodinga lezi zisetshenziswa

1. Umshini wokuphonsa oqhubekayo

2. Umshini wokugaya amashidi

3. Umshini wokumboza ibha / Coin Punching umshini

4. Umshini wokugxiviza ilogo

Chofoza isixhumanisi esingezansi ukuze uthole ulwazi:

https://www.hasungcasting.com/solutions/how-to-make-gold-coins-by-hasung-coin-minting-equipment/

 

Lezi zisetshenziswa zakhiwe ngabakwa-Hasung okwenza ukwazi ukuthola inkunzi yegolide enhle kakhulu futhi uphonswe impilo ende usebenzisa imishini yekhwalithi ephezulu kakhulu evela kwa-Hasung, umholi wobunjiniyela bezobuchwepheshe embonini yensimbi eyigugu e-China.

 

Kungani abatshalizimali bethanda igolide

 

Lezi zimfanelo zibaluleke kakhulu kubatshalizimali:

 

Ukubuyisela: Igolide linezitokwe namabhondi asebenza kahle kakhulu ngaphezu kwezingxenye ezithile, nakuba lingawashayi njalo.

I-Liquidity: Uma uthenga izinhlobo ezithile zezimpahla ezisekelwe egolide, ungakwazi ukuziguqulela zibe ukheshi kalula.

Ukuxhumana okuphansi: Igolide livame ukwenza ngendlela ehlukile ezitokisini namabhondi, okusho ukuthi lapho ekhuphuka, igolide lingase lehle noma ngokuphambene nalokho.

Ngaphezu kwalokho, igolide linikeza ezinye izinzuzo ezingaba khona:

 

Ukuhlukahluka: Ngenxa yokuthi igolide ngokuvamile alihlotshaniswa kakhulu nezinye izimpahla, lingasiza ekuhlukaniseni amaphothifoliyo, okusho ukuthi iphothifoliyo iyonke ayiguquguquki kancane.

Isitolo esivikelayo senani: Abatshalizimali bavame ukuhlehlela egolideni lapho bebona izinsongo emnothweni, okuwenza ube utshalomali oluvikelayo.

Lezo ezinye zezinzuzo ezinkulu zegolide, kodwa ukutshalwa kwezimali - njengazo zonke izimali ezitshaliwe - azinazo izingozi nezithiyo.

 

Nakuba igolide lisebenza kahle ngezinye izikhathi, akuhlali kucace ukuthi lithengwa nini. Njengoba igolide ngokwalo lingakukhiqizi ukuhamba kwemali, kunzima ukunquma ukuthi ishibhile nini. Akunjalo ngezitoko, lapho kunezimpawu ezicacile ezisekelwe emalini etholwa yinkampani.

 

Ngaphezu kwalokho, ngenxa yokuthi igolide alikhiqizi ukuhamba kwemali, ukuze benze inzuzo ngegolide, abatshalizimali kufanele bathembele komunye umuntu okhokhela insimbi ngaphezu kwalokho abakwenzile. Ngokuphambene, abanikazi bebhizinisi - njengomayini wegolide - abakwazi ukuzuza hhayi kuphela ngokukhuphuka kwentengo yegolide kodwa futhi ibhizinisi elikhulisa imali yalo. Ngakho-ke kunezindlela eziningi zokutshala imali futhi uwine ngegolide.

 

Umugqa ongezansi

Ukutshala imali egolideni akukona okwawo wonke umuntu, futhi abanye abatshalizimali banamathela ekubhejeleni kwabo amabhizinisi angenisa imali kunokuthembela komunye umuntu ukuthi akhokhe imali ethe xaxa ngensimbi ecwebezelayo. Lesi esinye sezizathu zokuthi abatshalizimali abadumile abanjengoWarren Buffett baxwayise ngokutshala imali egolideni futhi esikhundleni salokho bakhuthaze ukuthengwa kwamabhizinisi angenisa imali. Futhi, kulula ukuba nezitoko noma izimali, futhi ziwuketshezi kakhulu, ngakho ungakwazi ukuguqula ngokushesha isikhundla sakho sibe imali, uma kudingeka.