Izindaba

Uzithenga Kanjani Izibha Zegolide Ezibonakalayo?

Abatshalizimali abafuna ukujabulela ukuthinta, ukuzizwa, kanye nokuvikeleka kokuba negolide bangase bafise ukuthenga izitini zegolide esikhundleni sokutshalwa kwezimali okungabonakali njengezimali zegolide ezihwebelana ngokushintshana (ama-ETF). Igolide elingokoqobo, elisezingeni lokutshalwa kwezimali, elibizwa nangokuthi igolide eliyi-bullion, lingathengwa ngentengo eqondile, okuyintengo yegolide elingakhiwe kanye nezindleko ezengeziwe, ezihlukahluka kuye ngomthengisi. Igolide elingokoqobo lingaqedwa uma kwenzeka ukuwa komnotho ngokuphelele.

IZINTO EZIYINHLOKO EZITHATHWAYO

Indlela ejwayelekile kakhulu yokuba negolide elingokoqobo ngokuqondile iwukuthola imigoqo ye-bullion.
Qiniseka ukuthi wenza ibhizinisi nomthengisi othembekile futhi uhlole ubumsulwa, ukuma, usayizi, kanye nesisindo sebha ngaphambi kokuthenga.
Khumbula ukuthi ukuthenga izinti zegolide kuza nezindleko ezengeziwe okuhlanganisa isitoreji kanye nomshuwalense kanye nenani lokuthengisa.

Inqubo Yokuthenga Igolide
Ukuthenga amabha egolide angokoqobo ku-inthanethi kuyinqubo elula impela. Enye indlela evamile yokuthenga amabha egolide ngokusebenzisa abathengisi abanelayisensi ku-inthanethi. Dlulisa amehlo kumikhiqizo yamabha egolide kumawebhusayithi okuthengisa adumile njenge-American Precious Metals Exchange, i-JM Bullion, kanye ne-Wholesale Coins Direct. Khetha amabha egolide ofuna ukuwathenga ngesisindo, ubuningi, kanye nentengo.

Abathengisi begolide abaku-inthanethi bavame ukunikeza izaphulelo kumakhasimende athenga inani elikhulu. Abanye abathengisi banikeza izaphulelo ngokuthenga ngekhadi lesikweletu, kanti abanye benza kanjalo ngokudluliselwa kwemali, ngakho-ke qiniseka ukuthi ukhetha inketho yokukhokha engabizi kakhulu. Uma uthola amabha egolide, wagcine emaphaketheni awo ukuze uvimbele ukuklwebheka bese uwagcina ebhokisini lediphozithi eliphephile noma eliphephile ebhange lakho. Qaphela ukuthi cishe uzoba nesibopho sokukhokhela imali yokulethwa kanye nomshuwalense.

Ungabhida futhi ngamabha egolide ku-eBay nakwezinye izingosi zokuthengisa ezifana nalezi. Uma uthenga igolide kuwebhusayithi yokuthengisa, kubalulekile ukubuyekeza impendulo yomthengisi. Gwema ukuthenga kubathengisi abanempendulo engemihle ebhalwe phansi mayelana nobuqiniso, izimali zokuthumela nokuphatha ezibizayo, kanye nokwehluleka ukuletha.

Thenga Igolide Elihlanzekile Kuphela

Amabha egolide asezingeni lokutshalwa kwezimali kufanele okungenani abe yigolide elihlanzekile elingu-99.5% (995).

Okunye kuyingxubevange, ngokuvamile isiliva noma ithusi, eyenza ukuncibilikisa kube nokwenzeka. Abantu abathenga igolide eliyigugu njengotshalomali kufanele bathenge kuphela ibha enegama lomenzi wayo, isisindo sayo, kanye nobumsulwa bayo, evame ukuvezwa njengo-99.99% ebusweni bayo. Ama-mint adumile akhiqiza amabha egolide afaka iRoyal Canadian Mint, iPerth Mint, kanye neValcambi.

Yazi Umehluko Phakathi Kwezibha Nezinhlamvu zemali
Nakuba zonke izinhlobo zegolide elihlanzekile zinenani elikhulu lemali, akuzona zonke igolide elisezingeni lokutshalwa kwezimali elilinganayo. Ngokombono wokutshalwa kwezimali, abatshalizimali abafuna ukwengeza umkhiqizo ophathekayo olandela intengo yegolide bangase bafise ukugwema izinhlamvu zemali zegolide. Lezi zinhlamvu zemali zivame ukuba nemiklamo ekhangayo, zinenani lomlando, futhi ziqukethe inani eliphansi legolide kodwa zisabiza kakhulu ngenxa yenani lazo le-numismatic.

Ngaphezu kokubiza kakhulu, izinhlamvu zemali zegolide ngezinye izikhathi zithinta inani lephothifoliyo yomtshali-zimali. Isibonelo, uhlamvu lwemali lwe-American Eagle oluhlonishwa kakhulu olukhiqizwa yi-US Mint luqukethe igolide elingu-91.67% kodwa lubiza ngaphezu kwezingodo zegolide ezivamile ngenxa yenani lalo njengengcezu yomqoqi.

Abanye abatshalizimali bangase bafune izinto zabaqoqi, kanti abanye bangase bafune imigoqo yegolide engenalutho, ngokuvamile okulula ukuyigcina isikhathi eside bese uyiguqula ibe yimali. Ngenxa yalesi sizathu, imigoqo yegolide engenalutho ivame ukuba ukukhetha okuthandwayo phakathi kwabatshalizimali abafuna igolide njengendawo yokutshala imali ephephile.

Thenga Igolide Ngosayizi Ongasebenziseka
Abathengi be-Gold Bar kufanele bacabangele ukuthi bangakwazi kanjani ukuqeda i-Gold Bar njengengxenye yenqubo yokuthenga.

Isibonelo, uma igolide lithengiswa ngo-$1,400 nge-ounce futhi umtshali-zimali ene-$14,000 yokuthenga igolide nge-bullion, ngokuvamile bazoba nesikhathi esilula sokuthengisa igolide uma bethenga imigoqo eyi-10 enesisindo esingu-ounce, kunokuba bathenge ibha eyodwa engama-ounce ayi-10. Bangathengisa imigoqo eyi-1-ounce ngayinye ngesikhathi njengoba kudingeka, kuyilapho bangase babe nesikhathi esinzima sokuthola umthengi webha engama-ounce ayi-10 uma bedinga ukuthengisa ngokushesha. Ngokuphambene nalokho, uma ucabangela usayizi omncane wemigoqo yegolide engama-gram, abatshalizimali ngezinye izikhathi balondoloza imali ukuze bathenge imigoqo enobukhulu obukhulu.

Ngaphandle kwezibha nezinhlamvu zemali, kungenzeka futhi ukuthenga igolide elingokoqobo ngesimo sobucwebe. Ngokuvamile, ubucwebe begolide buvame ukuthengiswa ngentengo ephezulu ngenxa yobuciko kanye nezindleko zomthengisi. Ngenxa yalesi sizathu, ubucwebe abuvamile ukubhekwa njengendlela enamandla yokutshala imali egolideni.

Thenga Konke
Abatshalizimali kufanele baqaphele intengo yegolide lapho bephequlula imakethe ye-bullion. Amawebhusayithi ezezimali abonisa ama-stock ticker avame ukubonisa intengo yegolide yansuku zonke.

Igolide kulula kakhulu ukulithenga, kodwa amanani ahluka kakhulu njengoba abathengisi befaka inzuzo abayifunayo kanye nezindleko ezengeziwe njengezitifiketi zokuqinisekisa, ukuthunyelwa nokuphathwa, kanye nemali yokucubungula inkokhelo. Ukuqhathaniswa kwentengo okuhlanganisa izindleko ezahlukene zabathengisi kuyisihluthulelo sokuthola intengo engcono kakhulu kuma-gold bar.

Ukuze ukwenze ngokwakho

Ungaba umkhiqizi wezinsimbi zesiliva zegolide ngokusebenzisa i-umshini wokuphonsa igolide we-bullion, umshini wokugaya, umshini wokucindezela we-hydraulic, umshini wokugaya ogoqayo, umshini wokuphonsa oqhubekayo, njll.
Ukuqinisekisa ukuthi ungumnikazi futhi ungakha imikhiqizo yakho ukuze udale ikusasa elisha sha.