Uwathenga Kanjani Amabha Egolide EPhysical?
Abatshalizimali abafuna ukujabulela ukuthintwa, ukuzwa, nokuvikeleka kokuba negolide bangase bafise ukuthenga izigxobo zegolide esikhundleni sokutshalwa kwezimali okungaphatheki njengezimali ezihweba ngokuhwebelana ngegolide (ETFs). Igolide elingokoqobo, lezinga lokutshalwa kwezimali, elibuye libizwe ngokuthi igolide legolide, lingathengwa ngentengo yendawo, okuyinani legolide elingakhiwe kanye nezindleko ezengeziwe, ezihluka kuye ngomthengisi. Igolide eliphathekayo lingaqedwa esimweni esilindelekile sokuwa ngokuphelele komnotho.
IZINDABA EZINKULU
Indlela esezingeni eliphakeme kakhulu yokuba nobunikazi obuqondile begolide eliphathekayo ukuthola ama-bullion bar.
Qiniseka ukuthi wenza ibhizinisi nomthengisi othembekile futhi uhlole ukuhlanzeka kwamabha, ifomu, usayizi, nesisindo ngaphambi kokuthenga.
Khumbula ukuthi ukuthenga amabha egolide kuza nezindleko ezengeziwe ezihlanganisa isitoreji nomshwalense kanye nemakhaphu yokuthengisa.
Inqubo Yokuthenga Igolide
Ukuthenga imigoqo yegolide ebonakalayo ku-inthanethi kuyinqubo elula. Enye indlela evamile yokuthenga amabha egolide ngokusebenzisa abathengisi abanelayisensi ku-inthanethi. Phequlula imikhiqizo yebha yegolide kumawebhusayithi athembekile afana ne-American Precious Metals Exchange, i-JM Bullion, kanye ne-Wholesale Coins Direct. Khetha amabha egolide ofisa ukuwathenga ngesisindo, inani, kanye nenani.
Abathengisi begolide abaku-inthanethi ngokuvamile banikeza izaphulelo kumakhasimende athenga amanani amakhulu. Abathengisi abathile banikeza izaphulelo zokuthenga ngekhadi lesikweletu, kuyilapho abanye benza kanjalo ngokuthunyelwa ngezintambo, ngakho qiniseka ukuthi ukhetha inketho yokukhokha eyonga kakhulu. Uma uthola izigxobo zegolide, zigcine ephaketheni lakho ukuze uvimbele ukuklwebheka futhi uzigcine esisefweni sasekhaya noma ebhokisini lediphozithi elisebhange lakho. Qaphela ukuthi cishe uzoba nesibopho sokukhokhela izindleko zokulethwa kanye nomshwalense.
Ungaphinda ubhide kumabha egolide ku-eBay nakumasayithi endali afanayo. Lapho uthenga igolide kuwebhusayithi yendali, kubalulekile ukuthi ubuyekeze impendulo yomthengisi. Gwema ukuthenga kubathengisi ngempendulo ebhaliwe engemihle ngobuqiniso, izinkokhelo ezimba eqolo zokuthutha nezokuphatha, kanye nokwehluleka ukuletha.
Thenga Igolide Elimsulwa Kuphela
Izigaxa zegolide ezisezingeni lokutshalwa kwezimali kufanele okungenani zibe yigolide elimsulwa elingu-99.5% (995).
Okusele kuyingxubevange, ngokuvamile isiliva noma ithusi, eyenza ukuncibilika kwenzeke. Abantu abathenga inkunzi yegolide njengotshalomali kufanele bathenge kuphela ibha enegama lomkhiqizi wayo, isisindo sayo, nobumsulwa bayo, evame ukuvezwa njengokugxivizwa kuka-99.99% ebusweni bayo. Amaminti adumile akhiqiza imigoqo yegolide afaka iRoyal Canadian Mint, iPerth Mint, neValcambi.
Yazi Umehluko Phakathi Kwamabha kanye Nezinhlamvu zemali
Yize zonke izinhlobo zegolide elimsulwa zinenani elibalulekile lemali, akulona lonke igolide lekhwalithi yokutshala elilinganayo. Ngokombono wokutshala izimali, abatshalizimali abafuna ukungeza umkhiqizo ophathekayo olandelela intengo yegolide bangase bafise ukugwema izinhlamvu zemali zegolide. Lezi zinhlamvu zemali zivame ukuba nemiklamo ekhangayo, zinenani elingokomlando, futhi ziqukethe inani eliphansi legolide kodwa zisabiza kakhulu ngenxa yenani layo le-numismatic.
Ngaphezu kokubiza kakhulu, izinhlamvu zemali zegolide ngezinye izikhathi zihlanekezela inani lephothifoliyo yomtshali-zimali. Isibonelo, uhlamvu lwemali lwe-American Eagle olubhekwa kakhulu olukhiqizwe i-US Mint luqukethe igolide elingu-91.67% kodwa lubiza ngaphezu kwamabha egolide angenalutho ngenxa yenani lawo njengocezu lomqoqi.
Abanye abatshalizimali bangase bafune izinto zabaqoqi, kanti abanye bangase bafune imigoqo yegolide engenalutho, ngokuvamile okuyiyona elula ukuyibamba isikhathi eside futhi iguqulelwe kukheshi. Ngenxa yalesi sizathu, imigoqo yegolide engenalutho ivame ukuba yinto ethandwayo phakathi kwabatshalizimali abafuna igolide njengendawo yokutshala imali ephephile.
Thenga Igolide Ngosayizi Abasebenzayo
Abathengi bebha yegolide kufanele bacabangele ukuthi kulula kangakanani ukuqeda amabha njengengxenye yenqubo yokuthenga.
Isibonelo, uma igolide lithengisa ngo-$1,400 iounce ngayinye futhi umtshali-zimali eno-$14,000 athenga ngawo igolide legolide, ngokuvamile bayoba nesikhathi esilula sokuthengisa igolide emgwaqeni uma bethenga amabha angu-10 anesisindo esiyi-ounce elilodwa, kunesi-10 esisodwa. - ibha ye-ounce. Bangakwazi ukuthengisa amabha ayi-1-ounce eyodwa ngesikhathi njengoba kudingeka, kuyilapho bangase babe nesikhathi esinzima ukuthola umthengi webha ye-ounce engu-10 uma bedinga ukuthengisa ngokushesha. Ngakolunye uhlangothi, uma kucatshangelwa usayizi omncane wamabha egolide we-gram, abatshalizimali kwesinye isikhathi bonga ukuze bathenge amabha anosayizi omkhulu kakhulu.
Ngaphandle kwemigoqo nezinhlamvu zemali, kungenzeka futhi ukuthenga igolide elingokwenyama ngendlela yobucwebe. Ngokuvamile, ubucwebe begolide buvamise ukuthengiswa ngentengo ebalulekile ngenxa yobuciko nezindleko zomthengisi. Ngenxa yalesi sizathu, ubucwebe abujwayele ukubonwa njengendlela eqinile yokutshala imali egolide.
Thenga Around
Abatshalizimali kufanele baqaphele intengo yendawo yegolide lapho bephequlula imakethe ye-bullion. Amawebhusayithi ezezimali abonisa amathikha amasheya ngokuvamile abonisa intengo yansuku zonke yegolide.
Igolide kulula ukulithenga, kodwa amanani ayahluka kakhulu njengoba abathengisi befaka umkhawulo wabo wenzuzo abawufisayo kanye nezindleko ezengeziwe njengezitifiketi zokuqinisekisa, ukuhambisa nokuphatha, kanye nezimali zokucubungula inkokhelo. Ukuqhathaniswa kwentengo okuhlanganisa izindleko zabathengisi abahlukene kuyisihluthulelo sokuthola intengo engcono kakhulu kumabha egolide.
Ukuze ukwenze ngokwakho
Ungaba ngumkhiqizi webha yesiliva yegolide ngokusebenzisa yethuumshini wokuphonsa wegolide, umshini we-granulating, umshini wokucindezela we-hydraulic, umshini wokugaya, umshini wokuphonsa oqhubekayo, njll.
Ukuqinisekisa ukuthi ungumnikazi futhi ungazakhela eyakho imikhiqizo ukuze udale ikusasa elisha sha.
Isikhathi sokuthumela: Aug-09-2022